Pensions

Articles

A new set of toys

Only time will tell if the chancellor's pensions revamp was a wise and calculated decision or a reckless short-term vote winner, but from a financial advisers point of view nothing has really changed. Advisers just have more tools at their disposal now, says Steve Hennessy

Lawyers warned about new pension freedoms

Pension scheme providers do not have to adopt the new flexibilities offered be the reforms

Half of employers expect staff to need extra guidance on pensions

A majority of employers are broadly positive about the governments pensions overhaul but 50 per cent believe they will need to provide extra guidance to staff.

Extended exposure

Professional pensions advisers have a lengthy exposure to claims against them, so what can they do to protect themselves, ask Julian Miller and Sara Robertson

With greater access to pensions comes greater responsibility

Jennie Kreser discusses pension death taxes and government guidance on individuals' expenditure

Minister calls for pensions freedoms to be extended to purchasers of annuities

The Association of British Insurers says idea will only act to further confuse people

All change

Penny Cogher scrutinises the government's wide ranging changes to pensions and offers guidance on what they mean

Beware elephant traps

Even with the government abolishing the pension's inheritance tax, there are still plenty of potential pitfalls advisers must be wary of