If anyone out there is now saying “what new rules on workplace pension provision?” go and stand in the corner and write out 200 times: “I will pay more attention to my pension lawyer in future.”

As any fool knows, the pension landscape will undergo significant change from next year. Phased in over the next four years, every employer, no matter how big or small, must auto enrol their employees (or eligible jobholders as the legislation pithily describes them) into a qualifying workplace pension arrangement. In a nutshell, an eligible jobholder is one who is not already in a workplace pension scheme and:

  • is at least 22 years old;
  • has not yet reached state pension age;
  • earns more than the minimum earnings...

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