For as far back as I can remember, insurers have been successfully hoodwinking the government into believing that society is blighted by epidemic levels of personal injury claims. Yet the statistics show otherwise. Ministry of Justice (MoJ) statistics for the last quarter of 2018 and the first quarter of 2019 show that the number of personal injury claims in the County Court has fallen below 30,000 in each quarter – a figure last seen in 2011.

Earlier this year, the Association of British Insurers (ABI) put on record what many of us working to help claimants have known for a long time; that there has been “a slowly decreasing” volume of personal injury claims since 2016. Finally, the number of motor claims registe...

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