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Referral to go

Auto-enrolment pensions are coming, and this time they should work, so solicitors would be wise to line up their IFA contacts in readiness, says Scott Gallacher

19 January 2014

Practitioners who deal with companies should be increasingly aware of the new pension auto-enrolment project, which means almost all the UK’s 4.8 million businesses must introduce suitable schemes for their employees over the next few years. It’s being phased in up to 2017 with the largest companies already on stream, and smaller companies following.

If this has a familiar ring, it’s probably because the government attempted to tackle this in 2001 with ‘stakeholder’ pensions. It was a damp squib. Many employers simply did the minimum necessary by ‘nominating’ a pension that the employees could join if they chose, and leaving it at that. Take-up was low, many schemes sat dormant and employers had very few obligations.

However, it would be a serious mistake to think that Want to read on?

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