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What can the UK glean from how other ?cultures look after their ageing population? ?Colin Dutkiewicz looks at policies and ?products worldwide

19 August 2013

Providing care can be labour and medically intensive, and therefore financially intensive. In some societies, and in previous generations, it would have been assumed that the children look after their parents. We ?can't be as confident today.

Consider the four-two-one problem in China. The one-child policy and increasing lifespan mean that the only offspring may have to look after both parents and the four grandparents. Long-term care (LTC) products are aimed at solving these concerns.

Three main messages emerge from looking at this issue internationally:

  1. LTC products are a growing business around the world, particularly in Asia. The LTC market worldwide has premiums in excess of US$

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