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Sole practitioners and lenders' panels

Decisions made by banks that do not understand our business models continue to impact adversely on sole practitioner firms, writes Sukhjit Ahluwalia

22 March 2016

We all know that
the approach of mortgage lenders
to managing their residential conveyancing panels has led
to challenges for the profession as a whole. However, for sole practitioner conveyancers, this has meant facing an onslaught of discrimination, with corporate decisions being taken by bank after bank to exclude sole practitioner firms from their lending panels.

Many firms were removed from panels they had been members of for years and have had to fight hard to be returned, losing valuable work in the process. In addition to the other significant challenges of running a conveyancing practice, such
as the cost of professional indemnity insurance, it can be easy for sole practitioners to become disheartened and feel a sense of marginalisation within the profession.

Small businesses, like sole practitioner firms, are the backbone of the economy, providing a vit...

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