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Insurance - Life assurance - Information to be provided to policyholder - Obligation for insurer to provide further information on costs and premiums under general rules of national law - Council Directive 92/96/EEC , art 31(3) Nationale-Nederlanden Levensverzekering Mij NV v Van Leeuwen (Case C-51/13) EU:C:2015:286; [2015] WLR (D) 187

12 May 2015

ECJ: President of Chamber T von Danwitz; Judges C Vajda, A Rosas, E Juhasz , D Svaby (Rapporteur); Advocate General E Sharpston

• 29 April 2015

Article 31(3) of Council Directive 92/96/EEC of 10 November 1992 on the co-ordination of laws, regulations and administrative provisions relating to direct life assurance and amending Directives 79/267/EEC and 90/619/EEC (the Third Life Assurance Directive) did not preclude an insurance company, on the basis of general principles of domestic law, from being required to send to policyholders certain information additional to that listed in Annex II to the Directive, provided that the information required was clear, accurate and necessary for the policyholder to understand the essential characteristics of the commitment and that it ensured a sufficient level of legal certainty, which was for the referring court to ascertain.

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